Lender,Loans approved (FY2020 to as-of date),Dollars approved,Median loan,Loans FY2024,Loans FY2025,Change FY2024 to FY2025 (%),Loans approved FY2020-FY2022,"Of those, charged off",Charge-off rate FY2020-FY2022 loans (%),Largest industry sector (by loans),Loans in that sector
The Huntington National Bank,38974,10071995300,94700,8095,6926,-14.4,13671,511,3.7,Construction,6120
U.S. Bank,15246,3822887700,45000,2752,3130,13.7,5424,296,5.5,Construction,3633
TD Bank,15124,2271937200,50000,3448,2727,-20.9,4203,576,13.7,Construction,2887
Wells Fargo Bank,11230,3130272100,15000,2147,1483,-30.9,5161,446,8.6,Retail trade,1530
Manufacturers and Traders Trust Company,11025,1422767900,50000,1603,2438,52.1,3434,369,10.7,Construction,1844
Live Oak Banking Company,9660,13097504400,785000,1321,2155,63.1,3539,38,1.1,Health care and social assistance,1871
"Readycap Lending, LLC",9054,3911130100,150000,3235,2639,-18.4,1359,63,4.6,"Professional, scientific and technical services",1502
BayFirst National Bank,8659,1608137900,150000,2676,1816,-32.1,1685,138,8.2,"Professional, scientific and technical services",1285
Newtek Bank,8564,3199991600,200000,2439,2325,-4.7,0,0,,"Professional, scientific and technical services",1327
JPMorgan Chase Bank,8270,2131091100,185000,2493,1810,-27.4,1832,88,4.8,Construction,1895
Northeast Bank,6609,976281900,103300,1880,2927,55.7,152,9,5.9,Construction,996
Celtic Bank Corporation,5338,3620904700,150000,877,1365,55.6,1562,50,3.2,Retail trade,905
United Midwest Savings Bank,4910,1659929100,150000,786,888,13,2103,246,11.7,Construction,1131
KeyBank,4501,1740676600,100000,642,679,5.8,1997,69,3.5,Accommodation and food services,710
Bank of America,3691,1910667000,331500,935,699,-25.2,921,3,0.3,"Professional, scientific and technical services",646
"Lendistry SBLC, LLC",3444,710177400,150000,976,1774,81.8,47,10,21.3,Transportation and warehousing,530
Columbia Bank,3408,1110547300,50000,605,651,7.6,1334,40,3,Construction,600
"Zions Bank, A Division of",3395,1054104500,135000,582,1131,94.3,717,24,3.3,Construction,535
PNC Bank,3023,1012271000,50000,558,314,-43.7,1356,67,4.9,Construction,584
"Newtek Small Business Finance, Inc.",2771,1921661100,320000,0,0,,2222,31,1.4,Retail trade,353
Byline Bank,2583,3077790300,800000,366,447,22.1,1141,26,2.3,Retail trade,498
Fifth Third Bank,2581,1519512300,200000,393,393,0,1098,37,3.4,Construction,370
Eastern Bank,2194,322139200,65000,363,368,1.4,971,32,3.3,Construction,413
First Bank of the Lake,2159,1777486300,372700,635,509,-19.8,342,5,1.5,Construction,337
"Harvest Small Business Finance, LLC",2061,2214123600,770000,315,430,36.5,788,0,0,Accommodation and food services,332
Citizens Bank,2040,1477268500,478750,296,355,19.9,944,28,3,Accommodation and food services,389
SouthState Bank,1982,1304447500,350000,518,219,-57.7,804,8,1,Accommodation and food services,253
Banco Popular de Puerto Rico,1833,289335100,54900,405,360,-11.1,512,4,0.8,Health care and social assistance,436
Bank of Hope,1773,1474296500,323000,256,352,37.5,685,28,4.1,Accommodation and food services,715
First Internet Bank of India,1723,2232593300,816000,358,450,25.7,396,20,5.1,Construction,318
CDC Small Business Finance Corp.,1574,246139000,146600,279,329,17.9,519,99,19.1,Health care and social assistance,231
Beacon Bank and Trust,1509,1545773100,645000,227,243,7,686,8,1.2,Accommodation and food services,253
Enterprise Bank & Trust,1461,1910233500,931200,144,143,-0.7,895,1,0.1,Retail trade,210
Old National Bank,1446,1382299800,500000,271,220,-18.8,565,8,1.4,Construction,180
Pinnacle Bank,1428,1756679500,767900,182,175,-3.8,756,16,2.1,Accommodation and food services,223
Banner Bank,1369,347110100,100000,288,262,-9,536,9,1.7,Construction,316
Five Star Bank,1368,350067600,216500,149,94,-36.9,883,38,4.3,"Professional, scientific and technical services",298
Webster Bank,1271,484710900,200000,248,179,-27.8,592,8,1.4,Construction,192
BMO Bank,1196,978185200,468000,50,40,-20,833,13,1.6,Health care and social assistance,165
"CenTrust Bank, A Division of SmartBiz Bank",1171,328109400,150000,16,320,1900,64,0,0,Construction,230
Hanmi Bank,1133,1031208900,578000,140,199,42.1,470,7,1.5,Retail trade,495
First Financial Bank,1128,1052178100,560000,123,182,48,538,8,1.5,"Agriculture, forestry, fishing",386
United Community Bank,1101,924063900,540000,118,160,35.6,570,6,1.1,Accommodation and food services,282
Colony Bank,1092,504150700,150000,449,228,-49.2,134,4,3,Retail trade,203
TowneBank,1090,953925700,624000,163,154,-5.5,476,9,1.9,Accommodation and food services,230
Northwest Bank,1084,588854100,194150,274,178,-35,351,0,0,Accommodation and food services,177
Peoples Bank,1001,892418400,287500,142,111,-21.8,512,5,1,Accommodation and food services,317
Mountain America FCU,1000,401507800,100000,199,236,18.6,322,9,2.8,Construction,153
First Commonwealth Bank,963,674553900,390000,153,177,15.7,394,6,1.5,Manufacturing,132
Commonwealth Business Bank,944,1225244200,767000,105,104,-1,531,0,0,Retail trade,453
Stearns Bank,925,405397400,225000,151,157,4,445,16,3.6,Accommodation and food services,145
First Merchants Bank,869,656033800,375000,148,149,0.7,374,7,1.9,Accommodation and food services,120
GBank,843,2213756700,2390000,159,192,20.8,307,1,0.3,Accommodation and food services,641
The Bancorp Bank,825,763045400,576000,78,110,41,417,4,1,"Other services (repair, personal care, etc.)",135
Metro City Bank,809,1444032400,1310000,101,86,-14.9,472,1,0.2,Retail trade,386
Truist Bank,809,889261800,597500,54,70,29.6,547,3,0.5,Retail trade,108
Oriental Bank,796,136749300,112350,115,99,-13.9,430,10,2.3,Health care and social assistance,214
Wilmington Savings Fund Society FSB,795,637051700,500000,114,124,8.8,328,7,2.1,Accommodation and food services,202
East West Bank,791,653966100,497000,102,169,65.7,247,3,1.2,Accommodation and food services,194
Regions Bank,775,799278000,558700,77,164,113,330,5,1.5,Health care and social assistance,109
"VelocitySBA, LLC",771,840529100,765000,141,169,19.9,265,5,1.9,Accommodation and food services,142
Open Bank,741,1263655900,1140000,105,113,7.6,339,1,0.3,Retail trade,324
America First Federal Credit Union,735,734191700,572900,102,95,-6.9,388,3,0.8,Accommodation and food services,129
First National Bank of Pennsylvania,719,663158600,627000,88,164,86.4,292,7,2.4,"Other services (repair, personal care, etc.)",103
First-Citizens Bank & Trust Company,707,703599500,619000,92,112,21.7,284,1,0.4,Health care and social assistance,189
First Bank,706,635389500,601000,84,100,19,396,3,0.8,Retail trade,98
Meridian Bank,694,668860100,538000,105,108,2.9,338,7,2.1,Construction,112
Glacier Bank,690,344497300,217650,74,77,4.1,397,2,0.5,Construction,91
Bank Five Nine,690,547662000,416250,138,170,23.2,233,1,0.4,Real estate and rental,163
BancFirst,680,276669200,200000,61,78,27.9,404,15,3.7,Construction,101
PCB Bank,672,837388300,828500,85,119,40,326,0,0,Accommodation and food services,274
Fulton Bank,664,543918500,450000,92,91,-1.1,307,5,1.6,Accommodation and food services,143
Gulf Coast Bank and Trust Company,632,569420200,627800,78,139,78.2,253,4,1.6,Accommodation and food services,172
Arvest Bank,622,162152100,91900,64,55,-14.1,379,8,2.1,Construction,91
Customers Bank,617,562265900,500000,81,46,-43.2,342,6,1.8,Health care and social assistance,107
Wallis Bank,615,949248200,1075000,91,80,-12.1,313,5,1.6,Retail trade,216
FinWise Bank,612,739886800,675000,87,82,-5.7,296,10,3.4,Retail trade,158
US Metro Bank,611,1218577300,1525000,41,124,202.4,213,0,0,Accommodation and food services,276
Midwest Regional Bank,603,554144600,564000,77,87,13,306,15,4.9,Accommodation and food services,103
OakStar Bank,599,475973300,382000,114,133,16.7,215,3,1.4,Retail trade,85
Capital Bank,589,362154400,320000,78,46,-41,303,11,3.6,"Professional, scientific and technical services",159
1st Source Bank,585,119471300,85300,73,70,-4.1,295,4,1.4,Transportation and warehousing,113
BankVista,572,289977500,256300,73,62,-15.1,298,10,3.4,Health care and social assistance,118
Rockland Trust Company,565,203515300,200000,161,168,4.3,123,0,0,Retail trade,105
Heritage Bank Inc,563,258321900,150000,219,149,-32,6,0,,Accommodation and food services,71
Nicolet National Bank,552,310608800,305000,65,68,4.6,321,6,1.9,Retail trade,101
Central Bank,551,226176600,250000,73,70,-4.1,277,4,1.4,Construction,73
HomeTrust Bank,544,630737100,802500,71,69,-2.8,288,9,3.1,Accommodation and food services,123
Hancock Whitney Bank,529,371285700,375000,138,102,-26.1,129,2,1.6,Accommodation and food services,86
Banc of California,512,719642300,1120500,35,61,74.3,345,4,1.2,Accommodation and food services,78
Frost Bank,512,320164700,339500,70,81,15.7,254,5,2,Accommodation and food services,80
Pathward,500,789047700,1015700,90,116,28.9,112,7,6.3,Finance and insurance,80
Hanover Community Bank,500,589964900,600000,147,100,-32,143,1,0.7,Accommodation and food services,128
Central Pacific Bank,497,32695300,40000,111,86,-22.5,187,11,5.9,Construction,121
Port 51 Lending LLC,478,724474300,1132500,53,208,292.5,55,0,0,Accommodation and food services,132
"Community Banks of Colorado, A Division of NBH Bank",459,423478600,500000,69,59,-14.5,227,3,1.3,Manufacturing,65
Merchants Bank of India,446,519403400,751900,68,84,23.5,188,1,0.5,Accommodation and food services,83
Stone Bank,444,313095700,150000,15,183,1120,88,0,0,"Professional, scientific and technical services",65
Associated Bank,440,255236600,268400,68,85,25,184,2,1.1,Health care and social assistance,105
Washington Trust Bank,440,234915800,250000,130,88,-32.3,107,1,0.9,Construction,78